👤 Personal Loan – Eligibility Criteria
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👤 Personal Loan – Eligibility Criteria
A Personal Loan helps you manage financial needs such as medical expenses, travel, wedding costs, education, or emergencies—without providing any collateral.
At LoanHiLoanWala, we help you check eligibility and get the best personal loan offers from banks and NBFCs.
âś… Who Can Apply
Personal Loans are available for salaried individuals and self-employed professionals, subject to lender policies.
🧑‍💼 For Salaried Individuals
Age: 21 – 60 years
Minimum 6 months job continuity
Stable monthly income
Employed with a reputed organization
Valid PAN & Aadhaar
Active salary bank account
Acceptable CIBIL / Credit Score (preferred)
🧑‍💻 For Self-Employed Professionals
Age: 21 – 65 years
Minimum 1–2 years professional experience
Consistent income or turnover
Valid PAN & Aadhaar
Active business bank account
Bank statements reflecting regular income
đź“„ Documents Required
PAN & Aadhaar
Salary slips (last 3 months) / income proof
Bank statements (last 6 months)
Employment or business proof
Address proof
đź“Ś General Conditions
Loan amount depends on income, credit score, and repayment capacity
Interest rate varies by bank and applicant profile
Lower credit score applicants may still be eligible with conditions
Final approval is subject to bank or NBFC assessment
đź’ˇ Why Choose LoanHiLoanWala
Multiple bank & NBFC options
Competitive interest rates
Fast approval process
Minimal documentation
Transparent and secure service
👉 Check Your Personal Loan Eligibility
Apply now to check your eligibility and receive the best Personal Loan offers tailored to your needs.
Apply Now