🏭 Industry / MSME Loan – Eligibility Criteria
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🏭 Industry / MSME Loan – Eligibility Criteria
An Industry / MSME Loan helps manufacturers, traders, and service providers expand operations, purchase machinery, manage working capital, or grow their business.
At LoanHiLoanWala, we help you check eligibility and connect with the right banks and NBFCs.
✅ Who Can Apply
The following entities are eligible to apply for an Industry / MSME Loan, subject to lender policies:
🧑💼 Business Owners / Entrepreneurs
Age: 21 – 65 years
Indian resident
Valid PAN & Aadhaar
Active business bank account
Acceptable credit score (preferred but flexible)
🏭 Business / Industry Eligibility
Registered business entity such as:
Proprietorship
Partnership Firm
LLP
Private Limited Company
Minimum 1–3 years operational history (varies by lender)
Business should be operational and income-generating
GST registration (if applicable)
📊 Financial Eligibility
Consistent business turnover
Latest ITR / financial statements
Bank statements showing regular transactions
Ability to repay loan through business income
📄 Documents Required
PAN & Aadhaar of applicant
Business registration proof
GST certificate (if applicable)
Bank statements (last 6–12 months)
ITR / balance sheet / profit & loss statement
Address proof (business & residence)
📌 General Conditions
Loan amount depends on turnover, income, credit profile, and lender norms
Both secured and unsecured options may be available
Lower credit score applicants may still qualify with conditions
Final approval is subject to bank or NBFC assessment
💡 Why Choose LoanHiLoanWala
Multiple bank & NBFC options
Competitive interest rates
Quick eligibility check
Transparent and hassle-free process
Dedicated expert support
👉 Check Your Industry Loan Eligibility
Apply now to check your eligibility and get the best Industry / MSME Loan offers from trusted lenders.
Apply Now