🏠 Home Loan – Eligibility Criteria
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🏠 Home Loan – Eligibility Criteria
A Home Loan helps you purchase, construct, or renovate your dream home with affordable EMIs and long repayment tenure.
At LoanHiLoanWala, we help you check eligibility and get the best home loan offers from leading banks and NBFCs.
✅ Who Can Apply
Home Loans are available for salaried individuals and self-employed applicants, subject to lender policies.
👤 For Salaried Individuals
Age: 21 – 60 years
Stable monthly income
Minimum 1–2 years work experience
At least 6 months with current employer
Valid PAN & Aadhaar
Active salary bank account
Acceptable CIBIL / Credit Score
🧑💼 For Self-Employed / Business Owners
Age: 21 – 65 years
Minimum 2–3 years business vintage
Consistent income or turnover
Valid PAN & Aadhaar
Business registration (if applicable)
Bank statements reflecting regular income
🏠 Property Eligibility
Residential property (flat, house, or plot with construction)
Clear and marketable property title
Approved building plans (if applicable)
Property valuation as per lender norms
📄 Documents Required
PAN & Aadhaar
Income proof (salary slips / ITR)
Bank statements (last 6–12 months)
Employment or business proof
Property documents & agreement
Address proof
📌 General Conditions
Loan amount depends on income, property value, and credit profile
Interest rate varies by bank and borrower eligibility
Higher credit score improves approval chances
Final approval is subject to bank or NBFC assessment
💡 Why Choose LoanHiLoanWala
Multiple bank & NBFC options
Competitive interest rates
Long repayment tenure
Expert guidance throughout the process
Transparent and secure service
👉 Check Your Home Loan Eligibility
Apply now to check your eligibility and receive the best Home Loan offers for your dream home.
Apply Now