🟡 Gold Loan – Eligibility Criteria

A Gold Loan allows you to get instant funds by pledging your gold ornaments at competitive interest rates.
At LoanHiLoanWala, we help you check eligibility and get the best gold loan offers from trusted banks and NBFCs.

✅ Who Can Apply

Gold Loans are available for individuals owning physical gold, subject to lender policies.

👤 Applicant Eligibility

• Age: 18 – 70 years

• Indian resident

• Valid PAN & Aadhaar

• Active bank account

• Acceptable credit profile (credit score is usually not mandatory)

🟡 Gold Eligibility

• Gold ornaments such as jewelry

• Gold purity generally 18K – 24K (as per lender norms)

• Gold should be owned by the applicant

• Coins/bars may be accepted by some lenders

📄 Documents Required

• PAN & Aadhaar

• Address proof

• Bank account details

• Passport-size photograph (if required)

📌 General Conditions

• Loan amount depends on gold weight, purity, and market value

• Interest rates vary by bank or NBFC

• Loan tenure typically ranges from 3 months to 36 months

• Safe and secure gold storage with lenders

• Final approval is subject to gold valuation and lender assessment

💡 Why Choose LoanHiLoanWala

• Quick gold loan approval

• Minimal documentation

• No income proof required

• Competitive interest rates

• Secure and transparent process

👉 Check Your Gold Loan Eligibility

Apply now to check your eligibility and get the best Gold Loan offers instantly.

Apply Now